Emergent vs Lovable in 2026

• Emergent

  Emergent builds web and phone apps from a chat with AI agents that design, code and deploy them, with the database and APIs set up for you and hosting built in. Its paid plans connect to GitHub, and Emergent says you own the code it writes and may download it and host it anywhere. One credit balance pays for everything: writing the code, the tests its agents run, publishing, and the AI calls your app makes through Emergent's Universal LLM Key. Each published app also pays a fixed monthly fee in credits, from 50 to 1,100 by the size of machine it runs on, and the free plan cannot publish to production.

  Choose it if

  • You need a phone app as well as a web app
  • A large project needs a 1M-token context window or custom AI agents, on Emergent's Pro
  • You want the code to be yours to download and host anywhere, as Emergent says it is
  • You want one balance that also pays for the AI calls your app makes, through Emergent's Universal LLM Key

• Lovable

  Lovable builds web apps from a conversation, and can start from a Figma design; it is also rolling out imports of projects from Bolt, Replit, v0, Base44 or a ZIP of code. Lovable Cloud, its built-in backend, adds a database, file storage, sign-in, realtime updates and server functions, or you can connect your own Supabase project instead, and built-in payments through Paddle or Stripe come with Pro and above. Every plan publishes to a lovable.app address, paid plans add your own domain, and GitHub sync works in both directions on every plan. Building the app, hosting it, its backend and the AI features inside it all draw on one credit balance.

  Choose it if

  • You want to publish a web app before paying anything
  • You want payments and your own domain on one $25 plan
  • A developer will work on the code too: GitHub sync runs both ways on every plan
  • You will run several small apps and would rather not pay a monthly fee for each

• Emergent

  Free, $0

  10 credits, to build and test in the workspace; publishing to production and your own domain need a paid plan.

  Standard, $20 a month

  $17 a month billed yearly. 100 credits a month, web and phone apps, publishing with your own domain, private project hosting and GitHub.

  Pro, $200 a month

  $167 a month billed yearly. 750 credits a month, a 1M-token context window and custom AI agents.

  Business and Enterprise

  Custom prices. Business adds single sign-on, role-based access and shared team workspaces; Enterprise adds audit logs and deploying in your own cloud.

• Lovable

  Free, $0

  Free monthly grants, unlimited collaborators, and up to 5 lovable.app addresses.

  Pro, $25 a month

  100 monthly credits that roll over, unlimited users, your own domain, no Lovable badge, and built-in payments.

  Business, $50 a month

  100 monthly credits, with single sign-on, a team workspace and role-based access.

  Enterprise

  Custom, volume-based pricing.

Emergent's Standard is $5 cheaper than Lovable's Pro, $20 against $25 a month, and both give 100 credits. But Lovable is cheaper to start and cheaper to keep an app online. Its free plan can put an app online, with 5 daily build credits up to 30 a month and 20 Cloud credits, and Lovable says most small apps cost nothing to host. Emergent's free plan cannot publish, and each published app pays a fixed monthly fee in credits by machine size, from 50 to 1,100, so one app on its 125-credit Launch tier uses more than Standard's monthly 100. At the top, Emergent's Pro costs $200 for 750 credits and a larger agent, while Lovable sells bigger Pro sizes, up to 10,000 credits a month.